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Recurring bill & expense tracker

Know what every month needs.Before it arrives.

Past months, this month and the months ahead on one timeline: what’s paid, what’s left and what’s coming.

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Free plan · No card · No bank connection

Paid Still to pay Planned

Household · this month needs
€2,204
Still to pay this year
€2,637
Average month
€1,700

Zoom in · November

How much you need. How much is already paid.

Mark a bill paid, the way you do in Figa, and watch the month settle.

Total expenses

€2,204.00

Household · November · 5 bills

Payment progress

57%

€1,250.00€2,204.00

Unpaid

€954.00

4 pending

November expenses

StatusExpenseCategoryDateAmount
Overdue RentLandlord · Monthly Housing Nov 1 €1,250.00
Due today ElectricityCity Energy · Forecast from past bills Utilities Nov 12 €94.00
Unpaid Home insuranceSafeHome · Yearly renewal Insurance Nov 15 €640.00
Unpaid LaptopTechStore · Installment 6 of 12 Equipment Nov 18 €120.00
Unpaid CleaningCleanCo · 4 visits × €25 Services Nov 30 €100.00

Zoom in · where it goes

From category to the last recipient.

Categories, subcategories and recipients in one flow. See who gets your money, and which shop turns up in three places.

Household · year to date · hover or tap a path to follow the money

Home → Rent Home → Utilities Home → Internet & phone Home → Cleaning Home → Furnishing Family → Kindergarten Family → Activities Insurance → Home insurance Insurance → Health Tech & leisure → Laptop Tech & leisure → Hobby gear Tech & leisure → Streaming Rent → Landlord: €12,500 Utilities → City Energy: €1,020 Internet & phone → Telco One: €590 Cleaning → CleanCo: €1,000 Furnishing → MegaStore: €640 Kindergarten → Little Steps: €2,200 Activities → MegaStore: €210 Activities → City Sports: €480 Home insurance → SafeHome: €640 Health → CarePlus: €960 Laptop → TechStore: €1,200 Hobby gear → MegaStore: €760 Streaming → StreamCo: €130

Zoom in · Electricity

See how each bill changes. And what comes next.

Every recurring bill keeps its amount history. Pick how Figa forecasts the next one and watch the estimate move.

Electricity · City Energy · amount history, Nov 2025 to Oct 2026

Next bill ≈ €94 · Same billing period last year

Average
€88
Lowest
€71
May 2026
Highest
€118
Dec 2025
Change from previous
+€6
+7.5% vs Sep 2026

MCP & REST API · included on Free

Ask your AI about your bills. Or let your tools keep them current.

Talk to Figa from the assistant you already use, or wire it into the workflows that already see your invoices.

  • Claude
  • ChatGPT
  • OpenClaw
  • Hermes
  • n8n
  • Zapier
  • Raycast
Start free & connect See how it works

Figa never reads your inbox or moves money. Each connection gets read-only or write access to the workspaces you choose.

What’s still unpaid this month?
figa_list_expenses

4 household bills are still unpaid in November, €954 in total:

  • Home insurance · due Nov 15€640
  • Laptop · installment 6 of 12€120
  • Cleaning · due Nov 30€100
  • Electricity · estimate≈ €94

Illustrative conversation. Tool names are real Figa MCP tools.

Use cases

Made for the way you pay.

One account, separate workspaces. Each with its own bills, currency and people.

Households

Pro

Share the home budget with your partner.

A M Home · activity
✓Anna marked Rent paidNov 1
✓Mark marked Electricity paidNov 12
•Home insurancedue Nov 15
Read more →

Freelancers

Paid in dollars or pounds, counted in euros.

Studio · base currency EUR

Design software$65.00→€60.00
Hosting£40.00→€47.00

Totals stay in EUR. Estimated rates are marked.

Read more →

Teams

Pro

Everyone sees the same numbers, with the right role.

Operations · change history

AdminCloud €398 → €410
MemberOffice rent marked paid
ViewerRead-only access
Read more →

Projects

Every cost of a launch, from retainer to one-off.

Project Atlas · November

Analytics licence3 of 6
Launch event · one-off€2,000
Retainer · monthly€3,500
Read more →

Pricing

Start free. Upgrade when you need more.

No bank to connect. No spreadsheet to import.

Free

For getting your first month in order.

$0forever

No card required

  • 20 expenses a month · 1 workspace
  • Months ahead, price history, forecasts
  • 1 MCP or API connection
  • CSV and data export
Start free
Best value

Pro

For every bill, workspace and person.

$6.99 $5.83 per month

$69.99 billed yearly · two months free

  • Everything in Free, plus:
  • Unlimited expenses, workspaces, members
  • 10 MCP or API connections per workspace
  • CSV import
  • +$1.99 a month per extra member
Get Pro →

Compare all plans · Enterprise on request

FAQ

Quick answers

Anything else is in Help, or one email away.

Browse Help → contact@getfiga.com

Figa at a glance

What it is
A planner for recurring bills and expenses, with the months ahead.
Who it is for
Households, freelancers, small teams and projects.
Price
Free plan. Pro from $5.83 a month, billed yearly.
Bank connection
Not needed. You add, import or send your bills.
Works with
Web app, MCP for AI assistants, REST API.
Not built for
Syncing bank transactions or accounting.
Compare with spreadsheets and budgeting apps →
How does Figa know what a month needs?

From the bills and schedules you add: fixed amounts, installments, yearly renewals and forecasts for variable bills. Costs you never recorded are not included.

Do I need to connect my bank?

No. Add bills by hand, import a CSV on Pro, or send them from your AI assistant or tools. Figa never asks for bank credentials.

Who can see my data?

Inside Figa, a workspace is visible only to its members, with the role you give them. Connected AI tools and workflows reach only the workspaces you grant, read-only or with write access.

What happens after 20 expenses on Free?

Free counts the first 20 expenses created each month. Anything beyond stays saved and unlocks when you upgrade.

Can I cancel Pro anytime?

Yes. Pro stays active until the end of the period you paid for. Lifetime is a single payment, so there is nothing to cancel. Payments run through Paddle.

Which AI assistants work with Figa?

Claude, ChatGPT and other clients that support remote MCP servers with OAuth. Anything else can use the REST API, directly or through Zapier or n8n.

Can I get my data out?

Yes. Export expenses as CSV or download your account data with attachments. You can delete your account anytime.

Add your bills.
Know your month.

Start with rent. Every bill you add sharpens the months ahead.

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Free plan · No card · No bank connection