Recurring expense planning

Know what is coming before it hits your account

Figa helps you manage recurring obligations, monthly pressure, and cashflow paths in one place. Built for people who want financial clarity without manual bookkeeping.

Upcoming obligations with due statuses
Dashboard pressure before surprises
Installment progress so you know when funds free up

Start free See it in practice

Free plan available, Pro at $6.99/month (1 seat) + $1.99 per additional seat.

In practice

No spending surprises, even months ahead

Figa is not about tracking every tiny purchase. It gives you recurring obligations, current pressure, and cashflow paths in one practical flow.

Recurring expenses with schedule and upcoming dates

Dashboard cards: total, paid, unpaid, recurring

Expense flow from category to recipient

Core strength

Recurring schedule and upcoming payments in one place

Subscriptions, rent, insurance, and installments are tracked as recurring entries with clear due dates and status.

Upcoming recurring payments list
Due, paid, and overdue statuses
Skip one unpaid occurrence when needed

Upcoming payments this week

Rent

$1,250 - Feb 28

Car installment

$240 - Mar 03

Utilities

$130 - Mar 06

Widget parity: this preview mirrors recurring + upcoming logic used in the app dashboard.

Expense flow

Category to recipient flow at a glance

The same Sankey-style idea from the app: see where money moves from categories to recipients in one compact view.

Total outflow

$2,786

See monthly pressure in one screen

The dashboard combines totals, paid progress, unpaid load, recurring volume, upcoming payments, recent expenses, category breakdown, and monthly trend in one practical view.

AI is available as an optional speed layer (chat edits, invoice and receipt extraction), but the core value is recurring planning and forward visibility.

Recurring engine

Every obligation on one timeline

Subscriptions, rent, insurance, installments — all tracked as recurring entries with clear due dates, cycles, and payment status. No more spreadsheet chaos.

Schedule rent, insurance, subscriptions with exact due dates
Track paid, unpaid, and overdue statuses at a glance
Installment progress so you know when funds free up
Skip one occurrence when a payment is deferred

Recurring schedule

live

Rent

Monthly · 28th

Due in 4 days

$1,250

Car installment

Monthly · 3rd

10 / 12 paid

$240

Netflix

Monthly · 15th

Auto-paid

$15.99

Insurance

Quarterly · Jan, Apr, Jul, Oct

Next: Apr 01

$430

Figa AI

Pro

Add rent $1,250 due every 28th to Housing

Figa AI

Done — recurring expense "Rent" created: $1,250/mo, category Housing, due on 28th. Status set to unpaid for this month.

Mark last 3 months as paid

Figa AI

Marked Dec, Jan, Feb as paid. Paid progress updated to 78%.

Ask Figa AI anything about your expenses...

AI speed layer

Let AI handle the busy work

Figa AI is an optional layer that speeds up expense management. Chat to add entries, extract data from invoices, and get pattern-based suggestions. The core product works fully without it.

Chat-based edits

Add, update, or bulk-edit expenses through natural language.

Invoice & receipt extraction

Upload a photo or PDF — AI extracts amount, date, category, and recipient.

Expense attachments

Attach invoices, receipts, and contracts to expenses via chat or automation workflows like Zapier, n8n, and Make.

Smart suggestions

Get category and recipient suggestions based on your recurring patterns.

AI is optional and included with the Pro plan. Core features work without it.

API & integrations

Automate with API keys

Generate workspace-scoped API keys with read-only or write-enabled access and connect Figa to your automation stack. Over 20 endpoints cover expenses, payments, bulk operations, insights, forecasts, and more. Use OpenClaw for AI chat flows, Zapier or Make for no-code automations, n8n for custom workflow orchestration, or hit the REST API directly.

OpenClaw 🦀

Open-source AI gateway that bridges messaging apps with your tools. Let your personal AI create and manage expenses through natural conversation.

See guide

Zapier

Connect Figa with 6,000+ apps — auto-create expenses from invoices, CRM events, or payment providers.

See guide

n8n

Build custom workflow automations with full control (self-hosted or cloud) and connect Figa to your internal stack.

See guide

Custom scripts

Use the REST API directly from your own code, cron jobs, or CI/CD pipelines.

See guide

Pro plan: 10 API keys per workspace. Enterprise: unlimited.

REST API

Pro

API Key


et_9f3a21d8c4b7...

GET /expenses List expenses

POST /expenses Create expense

POST /expenses/bulk Bulk actions

GET /insights/summary Expense summary

/expenses/:id/payments /expenses/:id/history /insights/trends /insights/forecast /insights/anomalies /categories /recipients

Full API reference — 20+ endpoints

Features

Built for recurring planning, not manual bookkeeping

The product is designed to protect your future cashflow visibility, not to force daily expense micromanagement.

Recurring schedule

Core

Subscriptions, rent, insurance, and installments are tracked as recurring entries with dates and statuses in one timeline.

Dashboard pressure

Visibility

Track total, paid, unpaid, recurring volume, and monthly overview in one practical dashboard.

Category to recipient flow

Flow

Cashflow view helps you understand where money moves from category level down to concrete recipients.

Workspaces and members

Structure

Use separate workspaces for home, team, and projects, with independent data and collaboration.

Expense attachments

Documents

Attach invoices, receipts, and contracts to expenses — via AI chat, manual upload, or automation workflows.

Soon

Budget alerts

Control

Threshold-based alerts help you react before spending goes too far.

AI speed layer

Optional

Optional AI for fast edits, extraction from invoices/receipts, and quick support tasks.

Pricing

Transparent pricing, built for scale

Start free, then upgrade when you need unlimited expenses, team access, AI, import, and API automation.

Pro starts at $6.99/mo — 1 seat included. Save with annual or lifetime billing.

Free

forever

For individuals getting started with recurring planning.

Up to 20 expenses / month
1 workspace
1 member / workspace
Dashboard and categories
Recurring expenses
Data export
30-day audit log (up to 1,000 entries)
No AI
No CSV import
No API keys

Start for free

Pro

$69.99 Best offer

per year

For teams and power users. 1 seat included.

+$1.99/mo per additional member
1 seat included
Unlimited expenses
Unlimited workspaces
Unlimited members / workspace
Figa AI
CSV import
10 API keys / workspace
730-day audit log

Upgrade to Pro

Clear limits per plan. Upgrade only when your workflow grows.

Enterprise

Need unlimited scale, dedicated support, and custom terms?

Everything in Pro
Unlimited workspaces and members
Unlimited API keys
Unlimited audit log retention
Dedicated support

Contact sales

Use cases

Figa works for your scenario

Whether you track a home budget or manage team spending, Figa adapts to how you work.

Home budget

Want to see recurring obligations before they surprise your account?

recurring schedule upcoming payments installment progress

Learn more

Freelancer / Solo

Need cleaner business expense control without spending evenings in spreadsheets?

AI assistant CSV import multi-currency

Learn more

Small team

Team expenses are spread out and nobody trusts a single source of truth?

roles and members shared dashboard invitations

Learn more

Project budget

Project costs keep drifting across systems and currencies?

API keys multi-currency recurring commitments

Learn more

FAQ

Frequently asked questions

Do I need to log every small daily expense?

No. Figa is designed around recurring obligations and forward visibility, so you can plan cashflow without obsessive daily tracking.

Is AI required to use the product?

No. AI is optional. The core value is recurring planning, dashboard visibility, and category-to-recipient flow.

Can I separate home, freelance, and team finances?

Yes. You can create separate workspaces and keep each context isolated while using the same workflow.

What do I get when upgrading to Pro?

Pro unlocks unlimited expenses, unlimited workspaces, unlimited members per workspace, Figa AI, CSV import, and API keys.

Stop getting surprised by upcoming expenses

Start free today. Upgrade to Pro when you need unlimited scale, AI speed, import, and API.

Start for free View pricing